Wakeel · MENA × EU · 2026Autonomous payroll agents

Payroll, run by the deputy you can't afford to hire.

Wakeel closes the loop on back-office work for the cross-border SMB. Where incumbents stop at assisted workflows, our agents execute end-to-end: they file, reconcile, and escalate only the exceptions a human must sign.

Wedge
Maghreb
Coverage
MENA · GCC · EU
Default flow
Continuous
Coverage

Built against the systems your regulator already runs.

Wakeel writes to the real government infrastructure — not to a copy. Where the wedge sits on a Tunisian founder fluent in Maghrebi Arabic, French, and the GCC regulatory stack.

Why wakeel

An agent, not a copilot.

The incumbents put a chat box on top of the same back-office. Wakeel removes the chat box — and the back-office courtship — by closing the loop itself.

Copilot assistants

What most HR & payroll tools ship today.

Drafts payslips, then a human files them.

Surfaces a dashboard, expects a human to act.

Flags a compliance gap; waits for a human to fix it.

Speaks one language; defaults to English.

Treats every cross-border case as bespoke.

Wakeel agents
live

What we ship — execution-first.

Files the payslip itself, end-to-end, every cycle.

Returns decisions, not dashboards — when to act and why.

Reconciles the gap and escalates only the edge case.

Speaks Maghrebi Arabic, French, and English natively.

Treats cross-border as the default — not a surcharge.

What the agent does

One continuous loop. Six sources of compliance risk, every week.

  1. Step 01

    Ingest

    Onboard a new hire across timezones. The agent collects ID, contract terms, tax class, and prior pay history — French, Arabic, or English.

  2. Step 02

    Reconcile

    Pull timesheets from your stack, fold in overtime, leave, and per-jurisdiction bonus rules. Exceptions are flagged, not lost.

  3. Step 03

    File

    Submit payroll declarations to WPS, Mudad, Qiwa, GOSI, MOHRE, and the local Tunisian and Moroccan CNSS endpoints — continuously, not monthly.

  4. Step 04

    Pay

    Run the bank instructions, mirror the FX where the SMB operates, and reconcile the resulting ledger back to the filing you just made.

  5. Step 05

    Audit

    Hold an immutable audit trail against Saudi PDPL and the EU AI Act. Every agent decision is replayable and explainable end-to-end.

  6. Step 06

    Escalate

    A human signs only what a human must. The agent writes the case file; the founder signs the edge case.

How it runs

The deputy small employers hire when they can't afford a back office.

The wedge

Maghreb SMBs still running payroll on a spreadsheet.

French- and Arabic-speaking small employers, advising with a Tunisian or Moroccan accountant, paying late, filing late, and shipping across-border gaps nobody flags. Wakeel is built for them first — bilingual compliance flows at SMB pricing, sitting on the government infrastructure layer, not beside it.

Compliance boundary

Every agent decision is replayable against the audit boundary.

The agent writes into a ledger you can hand to a regulator. Where the wedge was Maghreb, the audit boundary spans MENA and the EU:

  • Saudi PDPLPersonal-data residency and processing law
  • EU AI ActHigh-risk system transparency & logging
  • WPS · Mudad · QiwaGCC wage and labour filings
  • GOSI · MOHRESocial insurance and work permits
  • CNSS · CNSSTunisian & Moroccan social-security
  • Local FX & bankingCross-currency execution
Talk to a founder

We are taking a small number of design partners.

If you run cross-border payroll across the Maghreb, the GCC, or the EU — and your accountant still files things monthly — write to us. We will tell you what the agent would do for your team on day one.

Inbox is provisioned for inbound founder conversations only — not a sales channel. Reply is from a human, not another agent.